Top Passive Income Ideas for Students to Make Money While Studying10 min read

Top Passive Income Ideas for Students to Make Money While Studying

Hey there, are you a busy student looking to make some extra cash on the side? You’re in luck. There are plenty of ways to generate passive income as a student that won’t interfere with your studies or social life. Passive income is money you earn from a source other than an employer or contractor, usually with little effort required to maintain it. The key is finding income streams that work for your schedule so you can focus on what really matters – your education.

In this article, we’ll explore some of the best passive income ideas for students. From renting out your stuff to selling digital products online, you’ll find plenty of options to get started earning money today. The best part is, that once you set these income streams up, they can generate cash flow for you month after month without requiring much additional time or effort. Who couldn’t use an extra $500 or $1,000 per month while in school? Read on to discover how to make that a reality.

What Is Passive Income and Why It’s Great for Students

As a student, passive income can be a game-changer. It gives you the opportunity to earn money while you sleep, study, or hang out with friends. Passive income is money you make from sources that require little day-to-day effort to maintain. Here are some of the best passive income ideas for students:

1. Online courses

Creating and selling your own online video course is a great way to generate passive income as a student. You can teach a skill or topic you know well. Film the videos, build a simple website to host your course, and you’ve got a source of ongoing income.

2. eBooks

eBooks are another option if you enjoy writing. Publish a non-fiction book in your area of expertise or study. eBooks require some upfront work but can continue generating sales with little additional effort. You keep a much larger percentage of the profits compared to traditional publishing.

3. Blogging

Start a blog and generate income through ads, sponsorships, and affiliate links. Build up your content over time and traffic will continue to drive revenue. Blogging is also a useful creative outlet and can build your online profile.

The key to generating passive income as a student is to find ways to make money that don’t require your constant time or attention. Focus on leveraging your skills and interests to create things like online courses, ebooks, video tutorials, or a niche blog that can serve as ongoing sources of income. The initial effort may be significant, but the rewards of establishing multiple streams of passive income are well worth it.

4 Best Passive Income Ideas for Students

As a student, having passive income streams can help relieve financial stress and give you more flexibility. Here are some of the best passive income ideas for students:

Online Surveys

Filling out online surveys in your spare time is an easy way to generate passive income. Sites like Survey Junkie and Swagbucks allow you to earn cash and gift cards for sharing your opinions on new products and services. The rewards may be small but can add up over time.

Renting out Parking Spaces

If you live in an area where parking is scarce, consider renting out your unused parking spot or garage when you’re not using it. Apps like SpotHero and Parking Panda make it easy to list your space and handle the transaction. You can earn $50-$200 per month for a single parking space.

Building an Online Course

Creating an online video course is a great way for students to generate passive income. Once you build the course, you can sell it on websites like Udemy or Teachable and make money from sales and subscriptions. Focus on a topic you know well, like coding, marketing, or productivity. With some self-study, you can learn how to make a professional online course.

Starting a Blog

If writing comes easily to you, start a blog and make money through ads and affiliate links. After publishing useful content consistently for 6-12 months, you can monetize your blog by joining ad networks like Google Ads. You’ll earn money when people click on the ads. You can also join affiliate programs to earn commissions by promoting useful products to your readers.

The key is choosing an idea you genuinely care about and sticking with it consistently. Build up your streams of passive income over time, and they can become a significant source of revenue. With some dedication, these ideas can help set you up financially for years to come.

4 Best Passive Income Ideas for Students

Best Savings Accounts For Students

How to Start a Blog and Monetize It While You Study

Starting a blog is one of the best ways for students to generate passive income. Here are the basic steps to start a blog and make money from it:

Choose a blog topic

Pick a topic you’re passionate about and knowledgeable in. It could be your major or a hobby. Write about something that inspires you and that you want to share with others.

Set up your blog

Sign up for a free blogging platform like or Blogger. Choose a simple template to get started. Add an “About Me” page to build credibility. Start publishing content to build an audience.

Monetize your blog

Once you have traffic, you can make money from your blog through:

  • Affiliate marketing: Promote relevant products and services and earn a commission for sales. Look for programs that match your blog niche.
  • Sponsored posts: Get paid by brands to write about their products or services. Disclose to readers that it’s a sponsored post.
  • Digital products: Create ebooks, online courses, or other resources to sell to your readers.
  • Advertising: Apply to ad networks like Google AdSense to run ads on your site. You get paid when people click or view the ads.

Keep growing your blog

Post content regularly to keep readers engaged and search engines ranking you highly. Build your email list so you can stay in touch with readers. Collaborate with other bloggers. Focus on providing value to your readers and the money will follow.

Running a blog does take time but can be very rewarding. For students, it’s an opportunity to pursue your passions while earning an income to help fund your studies. With consistency and by providing quality content, you can build a blog into a successful business. The key is to start now—you can figure the rest out as you go!

Creating Online Courses to Earn Passive Income

Creating and selling online courses is a great way for students to generate passive income. You can teach a skill or topic you know well to others through video lessons, PDF downloads, interactive elements and more.

Choose a Topic You Know Well

Focus on a subject you have expertise in, whether it’s coding, music theory, speaking a foreign language or anything else you’re passionate about. Students will be able to tell if you genuinely know your stuff, so teach what you know best.

Outline Your Course

Figure out what you want to cover and organize the content into a logical flow. Start broad then get more specific. Break down complex topics into smaller chunks that are easy to understand. A good rule of thumb is to have 5 to 15 sections or modules in your course.

Record High-Quality Video Lessons

For online video courses, recording professional video lessons is key. Get a decent microphone and webcam to capture clear audio and high-resolution video. Rehearse what you’re going to say and aim for lessons 10 to 20 minutes long. Upload your videos to a platform like Teachable, Thinkific or Podia.

Include Interactive and Downloadable Elements

In addition to video lessons, incorporate things like workbooks, cheat sheets, quizzes, assignments and a private community forum. This makes your course more engaging and helpful for students. Offer downloadable PDFs, slide decks, infographics and other useful resources.

Set a Price and Promote Your Course

Determine a fair price based on the value, length and quality of your course. You can charge between $50 to $500+ for a comprehensive online course. Promote your course on social media, your website, email newsletters and student groups to drive enrollments. Provide discounts and special offers to boost sales.

Creating an online course is rewarding work that can generate income for years to come. While it does require significant time and effort upfront to develop, if done right it can be a source of long-term passive income as students continue to enroll and you make updates. Focus on quality over quantity and teach what you know best. With some self-discipline, you’ll be earning from your online course in no time!

Investing in Peer-to-Peer Lending Platforms

Investing in peer-to-peer lending platforms is a popular way for students to generate passive income. With P2P lending, you lend money to borrowers and earn interest on the loans. The two biggest P2P lending platforms are LendingClub and Prosper.

Getting Started

To get started with P2P lending, you’ll need to open an account on a platform like LendingClub or Prosper. You’ll have to verify your identity and link a bank account to fund your account. Then, you can start browsing loan listings to invest in. You’ll see details on the borrower, loan amount, loan grade, and estimated return. Choose loans that match your risk tolerance and investment goals.

How It Works

Once you invest in loans, the P2P platform will begin paying you monthly interest payments as borrowers repay their loans. Most loans mature in 3 to 5 years. Your money is at risk if a borrower defaults, but P2P platforms claim diversification and vetting help minimize risk. Many investors report earning 5-8% annual returns after accounting for defaults.

Pros and Cons

P2P lending provides an easy way for students to earn interest. However, there are some downsides to consider:


•Passive income: Once you invest, interest payments are automatic.

•Potentially high returns: Returns can beat standard savings accounts.

•Low costs: Most P2P platforms have no account fees for investors.


•Risk of default: Borrowers could default on their loans, reducing your returns.

•Lack of liquidity: Your money is tied up for the duration of the loans (3-5 years usually).

•Volatile returns: Returns can change based on the overall performance of the loan portfolio.

P2P lending is an appealing option for tech-savvy students to generate passive income. If you go in with realistic expectations about returns and risk, P2P lending could be a valuable part of an investment portfolio. The key is starting small, diversifying your investments, and keeping an eye on overall performance.


So there you have it, several passive income ideas that can generate money for you while you’re busy studying. The key is to find one or two that match your skills, interests, and available time. Start small, build up your income streams over time, and before you know it you’ll have a nice flow of cash coming in each month with little active work required. Now get out there and take action – open your online store, start that blog, create your first online course, or invest in some dividend stocks. The possibilities are endless if you look for them. Here’s to making money while making the grade!

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About Admin . Haseeb

Haseeb is a Personal Finance writer. He is passionate about writing and able to put their knowledge into easy words. He can write with harsh research and always try to provide trusted and pretty information that helps the readers. He is attached to the writing industry for 2 years and has done numerous numbers of articles. You can contact him for any information or get his services.

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